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PACOWEB

Apps with built-in online payments

We integrate online payments into your mobile or web app so customers can pay without leaving it: cards, Apple Pay, Google Pay, digital wallets, and recurring payments, through gateways like Stripe, PayPal, or Square. Secure payments, reconciled with your orders, and a checkout experience that doesn’t lose sales.

Updated:

  • Cards, Apple Pay, Google Pay, and wallets
  • Payments reconciled with orders
  • Security without storing cards
App development with online payments: payment gateway integration, in-app payments, online payment collection, and MVPs

Getting paid is part of the experience

900+ projects delivered

What payments in your app include

Secure, well-connected payments.

What our app development with online payments service includes: in-app payments, online payment collection, and MVPs

Payment methods

  • Credit and debit cards.
  • Apple Pay, Google Pay, and wallets.
  • International payments when needed.

Security

  • Card data processed by the gateway.
  • Server-side payment validation.
  • Duplicate charge prevention.

Operations

  • Reconciliation with orders or bookings.
  • Refunds and partial payments.
  • Integrated electronic invoicing.

How we integrate payments into your app

We design before we code, deliver in versions you can test on your phone, and support you through launch and later improvements.

Our process for app development with online payments, step by step
  1. Step 1: Discovery

    We define users, goals, must-have features, and what can wait for a second version.

    You: tell us about the idea and your users
    You get: the scope of the first version

  2. Step 2: UX/UI design

    We create the screen flow and a clickable Figma prototype to validate it before coding.

    You: test the prototype on your phone
    You get: an approved prototype

  3. Step 3: Sprint-based development

    We build in short cycles and deliver installable test versions.

    You: test each version
    You get: a working test app

  4. Step 4: Testing and publishing

    We test on multiple devices and publish on Google Play, the App Store, or your own domain.

    You: give us access to your store accounts
    You get: a published app

  5. Step 5: Ongoing improvement

    We measure usage, fix issues, and plan the next versions.

    You: share your feedback
    You get: a release plan and support

Types of payments we implement

Based on your business model.

External payment link or integrated payments

Every extra step at checkout is a sale you could lose.

External payment link or integrated payments
Aspect Standalone payment links PACOWEB integrated payments
Experience Leave the app and come back. Payment within the flow.
Reconciliation Manual. Automatic with the order.
Statuses Unconfirmed payments. Real-time confirmation.
Refunds Managed separately. From the dashboard.

Do your customers pay by bank transfer and send you the receipt? Let's integrate online payments.

What kind of digital product are you building? Find out in a minute

Four questions to place your idea and recommend where to start.

Your answers0 of 4
What stage is your idea at?
How will you charge?
Is AI central to the product?
Do you have a technical team?

In-app payments by industry

Businesses that get paid through their app.

App development with online payments for different industries and types of companies

Restaurants and delivery

Prepaid orders.

Education

Enrollment, monthly tuition, and courses.

Condominiums and HOAs

HOA fee payments.

FAQ: app development with online payments

Which payment gateway do you recommend in the US?

It depends on your payment methods, fees, and volume; Stripe, PayPal, and Square are common options. We’ll help you compare.

Do you store card data?

No. Card data is processed by the certified payment gateway; your app never stores it.

Can the card be saved for future purchases?

Yes, through the gateway's tokenization, without storing sensitive data.

How long does it take for the money to arrive?

It depends on the gateway and payment method; each provider has its own payout schedule.

What else are apps with online payments called?

People also search for payment gateway integration, in-app payments, or online payment collection. This service is related to MVPs, minimum viable products, market validation, SaaS models, and product roadmaps, topics we review with you when your project needs them.

Can’t find your question?

Related services

Services that often complement the development of this app.

Get a quote for payments in your app

Tell us what you charge for, which payment methods you need, and whether you already have a payment gateway.

  1. 1You contact us through the form or on WhatsApp.
  2. 2We talk about your business and what you need.
  3. 3You get the proposal in writing, with scope, timeline, and price.

Request your proposal

We reply during business hours (Bogotá time, UTC-5), usually the same day.

Your request0 of 6 required fields
Include your country code, for example +1 for the US.

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